Main Office

120 E St. George Blvd.
St. George, UT 84770
(435) 673-9610
FAX (435) 688-1005
24HR Banking (435) 673-9820

Bluff St Office

910 So Bluff St.
St. George, UT 84770
(435) 652-4655

Cedar City Office

710 W. 200 N.
Cedar City, UT 84720
(435) 865-9610

Hurricane Office

1155 W. State St.
Hurricane, UT 84727
(435) 635-7560

Deposit Interest Rates
Effective - October 30th, 2008
 
 
Checking Accounts
   Rate   APY 
Savings Account 1.00 1.00
Interest Checking (Personal)         0.70 0.70
Founders Savings 1.25 1.25
Sunny Savers Account 0.10
0.10 $2,500.00- $19,999.99

0.60 0.60
        $20,000.00 - $49,999.99

0.85 0.85 $50,000.00 - $99,999.99

1.10 1.10 $100,000.00 & Over
Money Market Account 1.00 1.01 $1,000 - $4,999

1.10 1.11 $5,000 - $9,999

1.25 1.26 $10,000 - $49,999

2.00 2.02 $50,000 & Over


Certificates of Deposit
  With Checking Acct.   Without Checking Acct.
  Rate APY
Rate APY
3 Months 2.08 2.10   1.92 1.93
6 Months 3.26 3.30
3.03 3.05
12 Months 3.31 3.35
3.17 3.21
18 Months 3.31 3.35
3.17 3.21
24 Months 3.31 3.35
3.17 3.21
30 Months 3.40 3.45
3.26 3.30
*36 Months 3.40 3.45
3.26 3.30
*48 Months 3.40 3.45
3.26 3.30
*60 Months        3.40 3.45    
3.26 3.30
 
*3 months early penalty after 6/4/04
Minimum Opening Deposit - $500.00
IRA Rates - similar to CD Rates
Substantial bank penalty for early withdrawal

The Annual Percentage Yields (APY) shown are offered on accounts accepted by the Bank and effective as of the date listed above, unless otherwise noted. Rates are subject to change without notice.

Interest Rate vs. APY: The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. If you receive a periodic statement, that statement will include the APY earned on your account for the period covered by the statement.

Member FDIC